Frequently Asked Question
Employer-sponsored Health Plans:
Typically, these plans can only be modified or changed during the employer’s open enrollment period.
Individual ACA Plans:
These can only be changed during open enrollment (November 1 – December 15) unless the individual qualifies for Special Enrollment. Typically, the individual needs to have a Qualifying Life Event (QLE) within 60 days to qualify for Special Enrollment.
Obtaining your own health plan with Decision 1 Health’s assistance frees you from corporate handcuffs. When you have your own health coverage, it’s no longer necessary to stay in a dead-end job simply to keep your health insurance. You keep your health coverage even if you switch jobs or become self-employed.
If you’re currently between jobs, self-employed, on an ACA plan or paying massive COBRA premiums, you owe it to yourself to check out other options. In most cases across the U.S., we can assist you in finding a better plan with better coverage, one that could possibly also save you money.
Each state program has its own rules about who qualifies for CHIP.
Apply now by filling out an application through the Health Insurance Marketplace.
There are 2 ways to apply for CHIP:
Call 1-800-318-2596 (TTY: 1-855-889-4325)
Or get all the information you need at: